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NOW OFFERING UP TO $40,000 SELLER CONCESSION with an acceptable offer submitted on or by December 5, 2026! Available for allowable buyer closing costs, an interest rate buydown, or a combination of both. Buyer must use seller's preferred lender. Subject to loan program limits. This property is only 3 blocks to the ocean, east of 3rd Street, across from Jarboe Park, and only 8 blocks to the Beaches Town Center. This updated 3BR/2.5BA Neptune Beach home comes with a rare private, DETACHED GUEST HOUSE. The 958 SF, two-story 2BR/2BA guest house offers flexibility for rental income, multigenerational living, guests or a home office. The guest house historically generated about $3,000/month as an Airbnb with a 28-day minimum stay. Start your day with a sunrise beach walk on the beach, play pickleball across the street and bike or stroll to the many restaurants at Beaches Town Center. No HOA. No Flood Zone. The detached guest house has a private entrance, its own address (319 Magnolia Street), separate utility meters and all major appliances. Items currently used in the rental are negotiable, offering buyers the option of a turnkey setup. Both homes received new roofs and gutters in 2024. The main-house HVAC was replaced in 2023 and the guest-house HVAC in 2024. The main house also features downstairs tile flooring and fresh interior paint completed in 2026, plus wood floors installed in 2010. Both homes have fenced outdoor spaces, and the extra-wide driveway provides room for additional parking.