FHA and USDA Home Loans in Florida
FHA-insured and USDA guaranteed programs can be worth discussing when you are comparing purchase financing. They have different program rules; neither is a fit for every borrower or property.
FHA-insured financing
FHA mortgage insurance supports eligible lending under FHA program rules. Ask about borrower and property requirements, mortgage-insurance costs, cash to close and current lender availability. Check HUD’s FHA 203(b) overview for official program information.
USDA guaranteed financing
USDA Rural Development’s guaranteed program has household and property eligibility requirements, including location rules. Check the current USDA program information and property eligibility tools, then ask a mortgage professional about current lender participation and the details for your situation.
Compare the full picture
Compare estimated monthly costs, mortgage insurance, cash to close, property requirements and long-term costs—not only the down payment. Program availability, eligibility and terms may change and are subject to review.
Compare ownership costs with MoveReady or see the Hi | Home Loans hub.
Mortgage services are provided through NuView Mortgage, LLC, NMLS #1876725. Randall S. Wiggins, Mortgage Broker, NMLS #1859249. Services are available in Florida. This information is educational and is not a loan offer or commitment to lend. Program availability, eligibility and terms vary and are subject to applicable requirements and lender approval. You are not required to use Hi | Home Loans when working with Hi Real Estate. Equal Housing Opportunity.