First-Time Homebuyer Financing in Florida
Your first home purchase can start with a conversation, not a guess about which loan you “should” use. Hi | Home Loans can help you discuss financing options and the next steps for your situation.
Build a plan around the full cost
Consider the monthly housing budget you are comfortable with, cash needed at closing, property taxes, homeowners insurance, mortgage insurance where applicable, HOA or condominium dues, CDD assessments and maintenance. Hi MoveReady can help you compare planning assumptions before you apply.
Questions to bring to a mortgage conversation
- What purchase budget is comfortable after recurring housing costs?
- Which financing programs are currently available for my goals?
- What costs and documentation should I plan for?
- How do rate, term, mortgage insurance and closing costs affect the total?
- What should I understand in a Loan Estimate before deciding?
First-time buyer status alone does not determine eligibility or guarantee a particular program or term. A licensed mortgage professional can review your circumstances and explain available options.
Use Hi MoveReady to compare your planning assumptions, or return to Hi | Home Loans.
Mortgage services are provided through NuView Mortgage, LLC, NMLS #1876725. Randall S. Wiggins, Mortgage Broker, NMLS #1859249. Services are available in Florida. This information is educational and is not a loan offer or commitment to lend. Program availability, eligibility and terms vary and are subject to applicable requirements and lender approval. You are not required to use Hi | Home Loans when working with Hi Real Estate. Equal Housing Opportunity.