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Hi | Home Loans · Florida
I run both Hi Real Estate and Hi | Home Loans. Whether you are buying, refinancing or exploring your home’s equity, you can bring your real estate and financing questions into one coordinated conversation.
The application opens the separate Hi | Home Loans mortgage portal. You can ask questions before applying.
Financing for your next move
Mortgage programs and eligibility depend on current lender availability, your circumstances and property details. A conversation can help you understand what information to review next.
Discuss purchase financing, down payment scenarios and questions to ask before you make an offer. Ask about currently available conventional, FHA, VA, USDA, jumbo, construction or other specialized options. Eligibility and program availability vary.
Start a purchase inquiry ↗Review your goals, current loan and potential costs with a mortgage professional. A refinance may have costs and does not guarantee a lower payment or total borrowing cost.
Ask about refinancing ↗Talk through whether a home-equity option may fit your plans, including the costs and risks of borrowing against your home.
Ask about home equity ↗Conventional financing
Ask about available conventional options, down-payment scenarios, mortgage insurance, property requirements and total costs. Terms, eligibility and program availability depend on your circumstances and lender review.
Start a conventional loan inquiry ↗Practical guides
Learn the basics, check current government program guidance where applicable, and then discuss your own situation with a mortgage professional.
Prepare your budget, understand costs and bring better questions to a mortgage conversation.
Read the guide →Find official VA eligibility information and understand which details to review with a lender.
Read the guide →Compare the program questions, property rules and eligibility steps to investigate.
Read the guide →Compare goals, total costs and the risks of borrowing against a home.
Read the guide →Plan first, then talk it through
Use Hi MoveReady to compare a planning estimate that can include taxes, insurance, mortgage insurance, HOA and CDD costs. Try different down-payment assumptions, then share your plan with Hi if you want a follow-up. It is an estimate for planning—not a preapproval, loan offer or underwriting decision.
Build my MoveReady plan →Explore current homes, meet a Hi agent, or contact Randy with a mortgage question. You may use either Hi service independently; working with Hi Real Estate does not require you to obtain financing through Hi | Home Loans.
A password will be e-mailed to you